Since 1913 — Korotkin Insurance Group  |  quote@kigrep.com
Family Entertainment Centers Insurance Specialists

Insurance Built for Family Entertainment Centers.

KIG has specialized in FEC insurance since 1913. Whether you run a trampoline park, laser tag, go-karts, mini golf, or a multi-attraction venue, we understand the unique risks that come with entertaining families.

Participant accident coverage Waiver-friendly GL policies Liquor liability if applicable Same-day COI available

Get Your Family Entertainment Centers Quote

Free, no-obligation. Takes 2 minutes.

Family Entertainment Centers insurance specialists
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Licensed in all 50 states
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A-rated carrier partners
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Email: quote@kigrep.com

Family Entertainment Centers Insurance Coverage

Family entertainment centers face liability exposures that standard commercial policies often exclude or underprice. These are the coverages every FEC needs — structured correctly.

General Liability

Covers bodily injury to guests and third-party property damage during your operations — including slip-and-falls, equipment injuries, and incidents on attractions.

Participant Accident

Pays medical expenses for injured guests regardless of fault — reducing claims friction, improving guest relations, and keeping small incidents from becoming lawsuits.

Commercial Property

Covers your building, equipment, arcade games, inflatables, and fixtures against fire, theft, vandalism, and weather damage.

Business Interruption

Replaces lost income if a covered event forces you to close — whether it is a fire, flood, or equipment failure that shuts down your attractions.

Liquor Liability

If your venue serves alcohol at parties or events, liquor liability covers claims arising from intoxicated guests — which standard GL policies typically exclude.

Commercial Umbrella

Provides additional liability limits above your primary policies — important for FECs where a single serious guest injury or major event could exceed standard coverage limits.

We Don't Just Sell Insurance. We Specialize in Family Entertainment Centers.

FEC-Specific Underwriting

KIG has been placing FEC insurance for over a decade. We work with carriers who actually understand trampoline parks, laser tag, go-karts, and multi-attraction venues — not carriers who lump you in with gyms.

Waiver-Aware GL Policies

Many FEC operators rely on participant waivers. We make sure your GL policy is structured to work alongside your waivers — not against them.

Same-Day Certificates

Need a COI for a birthday party group, a corporate event client, or a landlord request? We provide same-day certificates of insurance.

Seasonal & Event Coverage

Running special holiday events, hosting corporate parties, or adding seasonal attractions? We can add event-specific coverage without rewriting your whole policy.

Family Entertainment Centers Contractors Face Unique Risks

FECs carry liability risks that are hard to predict and easy to underinsure. Understanding the most common exposures helps you make sure you are properly covered.

  • Guest injuries on attractions

    Trampoline falls, go-kart collisions, climbing wall incidents, and laser tag injuries are the most common FEC claims — often involving minors.

  • Slip-and-falls in common areas

    Wet floors near concessions, uneven surfaces, and crowded queue areas create slip-and-fall exposure throughout your facility.

  • Equipment breakdown

    A broken ride, failed HVAC system, or malfunctioning arcade bank can force partial or full closure — business interruption coverage is essential.

  • Food & beverage liability

    Foodborne illness claims from your snack bar or café can be costly and reputationally damaging. Product liability coverage should be included in your GL.

Get Protected Today

No obligation. A specialist calls you within 1 business day.

110+
Years in Business
50
States Licensed
A
Rated Carriers

Family Entertainment Centers Insurance FAQs

Do participant waivers eliminate my liability?
No. Waivers reduce risk but do not eliminate it — courts routinely uphold injury claims against FECs even when signed waivers exist, especially for minors. Proper GL coverage with adequate limits is still essential.
Does my GL cover injuries to minors?
General liability covers bodily injury to third parties including minors. However, some carriers add exclusions or sublimits for specific activities. KIG reviews your policy to make sure there are no surprise exclusions for your attractions.
What limits do I need?
Most FECs should carry at least $1M per occurrence / $2M aggregate GL, plus a $1-2M commercial umbrella. Higher limits may be required by your landlord or franchise agreement.
Can I get coverage for special events like corporate parties?
Yes. KIG can add event-specific endorsements or short-term event policies for large private events, corporate buyouts, or seasonal special events at your facility.
How do I get started with KIG?
Fill out the quote form on this page or email us at quote@kigrep.com. A KIG family entertainment centers insurance specialist will reach out within 1 business day with a no-obligation quote tailored to your business.

We Cover All Contractor Trades

Roofing HVAC Electrical Plumbing General Contractor Painting Concrete Fencing Flooring Gutters Pest Control Windows & Doors Garage Doors Mold Remediation Landscaping

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